Reasons someone would need Lamar Appraisal Services LLC

To a lot of people, an appraisal just looks like another fee on the break-sheet for a home purchase or refinance. And even though there are a multiplying number of automated home valuation methods that might appear to be more practical than an appraisal, almost all lenders still need a local expert because the stakes are incredibly high. You might assume that getting a mortgage is the only basis for getting an appraisal, but there are additional situations when the services of a licensed, independent real estate professional might be beneficial.


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Let Lamar Appraisal Services LLC help you appeal your tax assessment in Greene County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Lamar Appraisal Services LLC is your best evidence when building your case. At Lamar Appraisal Services LLC, we're equipped to assist you in challenging your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

When the amount being loaned to the homebuyer is more than 80% of the actual value of the home, many lenders ask buyers to purchase an added insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

Lamar Appraisal Services LLC can give you a statement regarding the value of your home, and the cost of the appraisal can usually be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is a very heartbreaking ordeal for the parties involved, and it is often even more complicated by the troublesome decision of who keeps the house. It's a good idea to order an appraisal from Lamar Appraisal Services LLC so both parties are fully aware of the true market value of their property, regardless of the circumstances.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these matters. And since a home or other property often makes up an uneven share of the total estate value, understanding the absolute value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Relocating to or from Greene County?

Moving due to a job change can be a more than just an inconvenience, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, along with information about any current sales or listings in their area that they want considered during our thorough process.

Sell your home quickly at the right price with an appraisal from Lamar Appraisal Services LLC

A professional appraisal can help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to complete the appraisal report and and aren't related to the sales price.

On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.