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Real estate appraisal services for homeowners in the city of Springfield and Greene County
Here are the top reasons Missouri homeowners order from Lamar Appraisal Services LLC:
- To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
- To challenge a property tax assessment in Missouri
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Remove PMI to cut their mortgage payments
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Reinstate your Home Equity Line of Credit (HELOC)
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To review a different appraiser's report for verification
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In the case of a divorce in the state of Missouri, where property needs to be divided
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Determine the true market value of the real estate in question to settle an estate in Missouri
We at Lamar Appraisal Services LLC understand the particular needs of a consumer in need of appraisal services.
Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a consumer, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
For Sale by Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it.
Professional appraisers, like the ones at Lamar Appraisal Services LLC, will be objective. We'll tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer.
It's something concrete to show your buyer.
It's an independent third party's opinion of your home's value, and not just how much you think your home is worth.
Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours.
Challenge Greene County's assessment of your property
Let's say you live in a region that is declining -- your local tax assessor may have your house overvalued.
That only means you are paying more taxes than you should.
The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period.
Getting a professional appraisal from Lamar Appraisal Services LLC is your strongest weapon when challenging your property tax assessment.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments.
Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan.
We're seasoned in helping folks just like you remove unnecessary PMI insurance.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area.
This can be annoying from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out.
An appraisal from Lamar Appraisal Services LLC can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for precision, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal?
In a field review we'll go out and check the subject and comps in question.
Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you.
While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.
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